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You can rely on us to always think of your best interests

You should think of us a professional resource in the same way you think of your accountant, financial planner or solicitor.

We will work with you and your service providers (real estate agent, conveyancer and lender) during your purchasing or refinancing process, while ensuring you obtain the finance that best suits your circumstances and needs.

When you call us, you will speak to a real person

We will guide you through your loan process, providing you with information and support every step of the way. Please contact us to learn more about how we can help you today.

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James Xu

Founder

James is a mortgage and finance professional with more than 15 years of experience across Australia’s major banks, specialising in home lending, business banking, and relationship management. He is dedicated to helping clients navigate the lending process with clarity, confidence, and solutions tailored to their individual goals.

His career includes senior roles at Australia’s major banks, where he worked across home lending, premier banking, and complex commercial and healthcare portfolios. Throughout these roles, James has built a reputation for strong customer advocacy, deep financial insight, and a consistent record of growth, compliance, and high-quality outcomes.

Today, James focuses on delivering exceptional lending experiences and building long-term client relationships grounded in trust, expertise, and genuine care. He brings a calm, knowledgeable approach to every interaction, ensuring clients feel supported and informed at every stage of their property journey.

Our Team

Meet our team members

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About us

ProMed Capital

A boutique finance firm committed to delivering tailored lending and strategic financial solutions for professionals, business owners, and families across Australia. With more than 15 years of experience across major banks — including Commonwealth Bank, Westpac, and ANZ — our expertise spans home lending, commercial finance, business banking, and specialist industry lending.

Our Director has built a career in senior roles across home lending, premier banking, business banking, and healthcare finance, consistently recognised for portfolio growth, compliance excellence, and exceptional client service. His background includes supporting high-net-worth clients, small business owners, and a wide range of professionals with complex lending needs, giving ProMed Capital a deep understanding of both personal and commercial finance.

ProMed Capital was created to offer clients a more personalised, transparent, and strategic lending experience. Whether you’re purchasing a home, expanding a business, investing, or restructuring your finances, we provide clear guidance, strong advocacy, and end-to-end support to help you achieve your goals with confidence.

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